http://finance.yahoo.com/banking-budgeting/article/111443/10-questions-we-should-be-asking-the-banks?mod=bb-budgeting&sec=topStories&pos=5&asset=&ccode=
Funny with a touch of sadness because I'm almost positive that this is the test that the banks took.
Commentary: Here's a bank stress test that will work
Forget the negative press about bungled foreclosures, deepening mortgage losses and the veracity of recent profits. U.S. financial institutions are eager to show investors their financial strength.
Tuesday, November 30, 2010
More Fed Shenanigans: TILA
http://market-ticker.org/
Lol the time has now come to question:
WHERE THE FUCK DO "WE" LIVE!
And just who the hell is running the joint!
Obviously it's the FED'S FOLLIES, where everything is a set up and if there are set rules they're implanted in a Jello mold, so that they can be jiggled and moved, if not in fact removed all together.
So it's obvious at this point that "Bennie's Bastards" are up to their nose in shit and can no longer stand the smell, so once again Bennie has come running to the rescue and proposed this time to make it virtually impossible, unless your Warren Buffet, to nail their lying asses to the wall.
I guess the Attorney General of the UNITED STATES is to busy trying to plug Wiki's leaks to actually pay attention and do his own job.
AMERICA IT'S TIME TO ASK
WHAT THE HELL HAS BENNIE DONE FOR YOU LATELY!
Under the radar I'm sure The Fed would like this to stay..... no dice jackasses.
The Fed proposal would change all that. Citing concern over banks’ compliance costs, it would require a borrower to pay off the remaining principal before the lender gives up its security interest. That would be clearly impossible for troubled borrowers. So the Fed’s proposal would benefit the creditor who violated the law rather than the borrower, paving the way for foreclosures that otherwise could be avoided.
In short, what this means is that if the bank violated black-letter law in making a loan to you the change would require you to pay off the entire principal before you could assert your rights and remedies.
This is like requiring someone who was robbed to somehow come up with the money to repay the owner of the property that was stolen before the robber can be held to account for his criminal act.
Yeah.
No wonder The Fed doesn't want this one out in the public eye.
Sorry BerScrewTheCommonMan - now there's 300,000+ people who know about it.
Spread the word.
Lol the time has now come to question:
WHERE THE FUCK DO "WE" LIVE!
And just who the hell is running the joint!
Obviously it's the FED'S FOLLIES, where everything is a set up and if there are set rules they're implanted in a Jello mold, so that they can be jiggled and moved, if not in fact removed all together.
So it's obvious at this point that "Bennie's Bastards" are up to their nose in shit and can no longer stand the smell, so once again Bennie has come running to the rescue and proposed this time to make it virtually impossible, unless your Warren Buffet, to nail their lying asses to the wall.
I guess the Attorney General of the UNITED STATES is to busy trying to plug Wiki's leaks to actually pay attention and do his own job.
AMERICA IT'S TIME TO ASK
WHAT THE HELL HAS BENNIE DONE FOR YOU LATELY!
Under the radar I'm sure The Fed would like this to stay..... no dice jackasses.
First, some background: The Truth in Lending Act from 1968 gives borrowers the “right of rescission,” the ability to undo a home refinancing or home equity loan within three years of the closing if the lender did not make proper disclosures — generally of the loan amount, interest rate and repayment terms. The law makes allowances for mere mistakes by the lender, but otherwise requires strict compliance, as well it should: disclosure is the main — often the only — consumer protection in the mortgage market....
The Fed proposal would change all that. Citing concern over banks’ compliance costs, it would require a borrower to pay off the remaining principal before the lender gives up its security interest. That would be clearly impossible for troubled borrowers. So the Fed’s proposal would benefit the creditor who violated the law rather than the borrower, paving the way for foreclosures that otherwise could be avoided.
In short, what this means is that if the bank violated black-letter law in making a loan to you the change would require you to pay off the entire principal before you could assert your rights and remedies.
This is like requiring someone who was robbed to somehow come up with the money to repay the owner of the property that was stolen before the robber can be held to account for his criminal act.
Yeah.
No wonder The Fed doesn't want this one out in the public eye.
Sorry BerScrewTheCommonMan - now there's 300,000+ people who know about it.
Spread the word.
Monday, November 29, 2010
Mark Ruffalo on terror advisory list
http://www.sfgate.com/cgi-bin/blogs/dailydish/detail?entry_id=77671#loopbegin
Because THIS is the way they roll!
What exactly has Mark done to have gained this type of scutinization?
In a word....Nothing.
Make no mistake that his placement on the watch list was an error, because it was not.
He is displaying the exact type of leadership qualities that the NAZI's had eliminated first.
That of independant thinker, with the awareness to inform.
It's time for Homeland Security to hit the skids.
It's a useless entity that was only formed to contol, and what it was formed to control is YOU!
All brought to you by Corporate America, who makes big bucks off of the enforcement of that control.
Think about it!
Actor Mark Ruffalo has been placed on a terror advisory list by U.S. officials after organizing screenings for a new documentary about natural gas drilling.
The "Zodiac" actor arranged showings for "GasLand" earlier this year and voiced his concerns about the practice in relation to the national water supplies
Because THIS is the way they roll!
What exactly has Mark done to have gained this type of scutinization?
In a word....Nothing.
Make no mistake that his placement on the watch list was an error, because it was not.
He is displaying the exact type of leadership qualities that the NAZI's had eliminated first.
That of independant thinker, with the awareness to inform.
It's time for Homeland Security to hit the skids.
It's a useless entity that was only formed to contol, and what it was formed to control is YOU!
All brought to you by Corporate America, who makes big bucks off of the enforcement of that control.
Think about it!
Actor Mark Ruffalo has been placed on a terror advisory list by U.S. officials after organizing screenings for a new documentary about natural gas drilling.
The "Zodiac" actor arranged showings for "GasLand" earlier this year and voiced his concerns about the practice in relation to the national water supplies
Sunday, November 28, 2010
Portland Mayor, Police Chief discuss return to Joint Terrorism Task Force
http://www.legitgov.org/Portland-Mayor-Police-Chief-discuss-return-Joint-Terrorism-Task-Force
What's that smell?
Take a big wiff
It has all the makings of a fake fart to me
How convienent for Portland, that MO should decide to take up the cause of jihadary now,
Damned if it wasn't just in time to help in making that crucial decision for Portland to rejoin the Joint Terrorism Task Force.
I mean hell if they had been participating in the Terrorism Task force maybe the Mayor might have known there was a situation before the arrest was made.
Right......
Read the second link kids this story stinks to high heaven.
Made the TSA look neccasary again didn't it?
NOT!
Motive for Portland false flag revealed: Portland Mayor Sam Adams, Police Chief Mike Reese discuss return to Joint Terrorism Task Force 27 Nov 2010 Portland Mayor Sam Adams and Police Chief Mike Reese have discussed for months whether Portland should rejoin the Joint Terrorism Task Force, a multi-agency group that investigated Friday's failed plot to set off a bomb downtown. Five years ago, Portland became the first city in the nation to withdraw from the FBI-led task force. In April 2005, the City Council voted 4-1 to withdraw its two police officers from the federal task force. Then-Mayor Tom Potter cited the potential for trespasses against civil liberties and an inability to oversee Portland officers who would be deputized as federal agents... Adams did not know about the plot to detonate a bomb at the tree lighting at Pioneer Courthouse Square until after Mohamed Osman Mohamud's arrest Friday night. [Right, they purposely kept him in the dark, to exert pressure on Portland to rejoin the JTTF.]
Portland suspect: typical teen, dedicated jihadist?
http://seattletimes.nwsource.com/html/nationworld/2013545757_portlandguy29.html
Friends called him "Mo," and one remembered him as the "class clown." He drank beer, followed the Portland Trail Blazers, and liked hip-hop music. He sometimes worshipped at a local Muslim center but wasn't devout.
What's that smell?
Take a big wiff
It has all the makings of a fake fart to me
How convienent for Portland, that MO should decide to take up the cause of jihadary now,
Damned if it wasn't just in time to help in making that crucial decision for Portland to rejoin the Joint Terrorism Task Force.
I mean hell if they had been participating in the Terrorism Task force maybe the Mayor might have known there was a situation before the arrest was made.
Right......
Read the second link kids this story stinks to high heaven.
Made the TSA look neccasary again didn't it?
NOT!
Motive for Portland false flag revealed: Portland Mayor Sam Adams, Police Chief Mike Reese discuss return to Joint Terrorism Task Force 27 Nov 2010 Portland Mayor Sam Adams and Police Chief Mike Reese have discussed for months whether Portland should rejoin the Joint Terrorism Task Force, a multi-agency group that investigated Friday's failed plot to set off a bomb downtown. Five years ago, Portland became the first city in the nation to withdraw from the FBI-led task force. In April 2005, the City Council voted 4-1 to withdraw its two police officers from the federal task force. Then-Mayor Tom Potter cited the potential for trespasses against civil liberties and an inability to oversee Portland officers who would be deputized as federal agents... Adams did not know about the plot to detonate a bomb at the tree lighting at Pioneer Courthouse Square until after Mohamed Osman Mohamud's arrest Friday night. [Right, they purposely kept him in the dark, to exert pressure on Portland to rejoin the JTTF.]
Portland suspect: typical teen, dedicated jihadist?
http://seattletimes.nwsource.com/html/nationworld/2013545757_portlandguy29.html
Friends called him "Mo," and one remembered him as the "class clown." He drank beer, followed the Portland Trail Blazers, and liked hip-hop music. He sometimes worshipped at a local Muslim center but wasn't devout.
It's time to make up your mind: Who is cowing Americans into submission, terrorists or the TSA Gestapo?
http://www.rense.com/general92/post.htm
So now your a terror suspect just because you don't want to be intimately felt up by a TSA stooge.
And with the Patriot Act still in force, you have no legal rights to counsel and they can hold you indefinitely, without notification to your family.
You can just actually just cease to exist.
Don't think that scenario won't happen either.
The question is how long will it be before there is a public understanding, that it actually is happening.
Think about it!
Make up your own mind. What terrifies you the most. Terrorists, who in all likelihood you will never encounter in your lifetime, or the TSA that you will encounter every time you fly and soon, according to Pistole, every time you take a train, a subway, or drive in a car or truck?
Before making up your mind, consider this report from antiwar.com on November 19: "TSA officials say that anyone refusing both the full body scanners and the enhanced pat down procedures will be taken into custody. Once there the detainees will not only be barred from flying, but will be held indefinitely as suspected terrorists . . . One sheriff,s office said they were already preparing to handle a large number of detainees and plan to treat them as terror suspects.
So now your a terror suspect just because you don't want to be intimately felt up by a TSA stooge.
And with the Patriot Act still in force, you have no legal rights to counsel and they can hold you indefinitely, without notification to your family.
You can just actually just cease to exist.
Don't think that scenario won't happen either.
The question is how long will it be before there is a public understanding, that it actually is happening.
Think about it!
Make up your own mind. What terrifies you the most. Terrorists, who in all likelihood you will never encounter in your lifetime, or the TSA that you will encounter every time you fly and soon, according to Pistole, every time you take a train, a subway, or drive in a car or truck?
Before making up your mind, consider this report from antiwar.com on November 19: "TSA officials say that anyone refusing both the full body scanners and the enhanced pat down procedures will be taken into custody. Once there the detainees will not only be barred from flying, but will be held indefinitely as suspected terrorists . . . One sheriff,s office said they were already preparing to handle a large number of detainees and plan to treat them as terror suspects.
Wednesday, November 24, 2010
Elizabeth Warren was the first to recognize HR-3808 for what it was.
http://www.huffingtonpost.com/2010/11/24/elizabeth-warren-calendar_n_788120.html
Thank you Elizabeth, the American People are grateful to have you looking out for us, in a time when it seems that no one else is.
The decisive way in which she labored behind the scenes to stymie a bill that would have eased requirements for documentation in the foreclosure process underscores how her arrival has altered the administration's relationship with major banks.
The bill, which passed both houses of Congress and awaited President Obama's signature to become law, essentially would have compelled notaries to accept out-of-state notarizations, regardless of the rules in those states.
State officials across the country--who have been pursuing probes looking into wrongdoing within the foreclosure process-- feared that those jurisdictions with lax standards could have become hotbeds for foreclosure documentation fraud. Lenders and mortgage companies could have used those states as central clearing houses to produce bogus foreclosure paperwork, and then export those documents to other states with more stringent regulations--an expedient bypass around the strictures.
Thank you Elizabeth, the American People are grateful to have you looking out for us, in a time when it seems that no one else is.
The decisive way in which she labored behind the scenes to stymie a bill that would have eased requirements for documentation in the foreclosure process underscores how her arrival has altered the administration's relationship with major banks.
The bill, which passed both houses of Congress and awaited President Obama's signature to become law, essentially would have compelled notaries to accept out-of-state notarizations, regardless of the rules in those states.
State officials across the country--who have been pursuing probes looking into wrongdoing within the foreclosure process-- feared that those jurisdictions with lax standards could have become hotbeds for foreclosure documentation fraud. Lenders and mortgage companies could have used those states as central clearing houses to produce bogus foreclosure paperwork, and then export those documents to other states with more stringent regulations--an expedient bypass around the strictures.
The Hammer comes down: DeLay convicted
http://www.politico.com/news/stories/1110/45594.html
If Tom Delay can be convicted of money laundering, then it's time "WE" demand Wells Fargo is held to the same standards.
Former House Majority Leader Tom DeLay (R-Texas) was convicted late Wednesday in a state money laundering case, the latest stunning development in years-long battle over his role in the 2002 Lone Star State legislative races.
DeLay was found guilty on charges of money laundering and conspiracy to commit money laundering. DeLay, who was forced to step down as majority leader in 2005 after he was indicted on the state charges, has long denied any wrongdoing.
If Tom Delay can be convicted of money laundering, then it's time "WE" demand Wells Fargo is held to the same standards.
Former House Majority Leader Tom DeLay (R-Texas) was convicted late Wednesday in a state money laundering case, the latest stunning development in years-long battle over his role in the 2002 Lone Star State legislative races.
DeLay was found guilty on charges of money laundering and conspiracy to commit money laundering. DeLay, who was forced to step down as majority leader in 2005 after he was indicted on the state charges, has long denied any wrongdoing.
Bobby Jindal: Make Congress part-time
http://www.politico.com/news/stories/1110/45572.html
The reality of the United States federal deficit makes this idea one for serious consideration. Rather than pay them to stay out of Washington, lets just cut their pay as well as their benefits to a part time position, and the time they do need to be in session, should only be used for the most serious of considerations.
Lobbyist should be against the law period. The dominance of their bought positions, has ruined everything this nation stands for.
It's time for a change to put this nation back on an even footing, and Governor Jindal's proposal does just that.
Louisiana Republican Gov. Bobby Jindal wants members of Congress to stay home more often.
“We used to pay farmers not to grow crops, let's pay congressmen to stay out of Washington, D.C.,” Jindal said in an interview with Human Events. “Mark Twain said that our liberty, our wallets were safest when the legislature's not in session.”
Jindal, himself a former congressman, said once elected, many lawmakers become entrenched in Washington and become the very people they once campaigned against
The reality of the United States federal deficit makes this idea one for serious consideration. Rather than pay them to stay out of Washington, lets just cut their pay as well as their benefits to a part time position, and the time they do need to be in session, should only be used for the most serious of considerations.
Lobbyist should be against the law period. The dominance of their bought positions, has ruined everything this nation stands for.
It's time for a change to put this nation back on an even footing, and Governor Jindal's proposal does just that.
Louisiana Republican Gov. Bobby Jindal wants members of Congress to stay home more often.
“We used to pay farmers not to grow crops, let's pay congressmen to stay out of Washington, D.C.,” Jindal said in an interview with Human Events. “Mark Twain said that our liberty, our wallets were safest when the legislature's not in session.”
Jindal, himself a former congressman, said once elected, many lawmakers become entrenched in Washington and become the very people they once campaigned against
Tuesday, November 23, 2010
Fear pays, Chertoff cashing in.
http://www.huffingtonpost.com/2010/11/23/fear_pays_chertoff_n_787711.html
Chertoff seems to have every angle covered that there can possibly be some money made from.
After last month's plot to send bombs from Yemen to the United States aboard a cargo plane, former U.S. Homeland Security chief Michael Chertoff's whiskerless visage was ubiquitous on cable news. Solemnly warning that the nation needed stronger security procedures, Chertoff patiently repeated his talking points on ABC News's "World News Tonight", "Fox and Friends", CNBC's "Squawk Box" and Bloomberg TV.
Almost unmentioned in these appearances: Chertoff has a lot to gain financially if some of these measures are adopted. Between his private consulting firm, The Chertoff Group, and seats on the boards of giant defense and security firms, he sits at the heart of the giant security nexus created in the wake of 9/11, in effect creating a shadow homeland security agency. Chertoff launched his firm just days after President Barack Obama took office, eventually recruiting at least 11 top officials from the Department of Homeland Security
Chertoff seems to have every angle covered that there can possibly be some money made from.
After last month's plot to send bombs from Yemen to the United States aboard a cargo plane, former U.S. Homeland Security chief Michael Chertoff's whiskerless visage was ubiquitous on cable news. Solemnly warning that the nation needed stronger security procedures, Chertoff patiently repeated his talking points on ABC News's "World News Tonight", "Fox and Friends", CNBC's "Squawk Box" and Bloomberg TV.
Almost unmentioned in these appearances: Chertoff has a lot to gain financially if some of these measures are adopted. Between his private consulting firm, The Chertoff Group, and seats on the boards of giant defense and security firms, he sits at the heart of the giant security nexus created in the wake of 9/11, in effect creating a shadow homeland security agency. Chertoff launched his firm just days after President Barack Obama took office, eventually recruiting at least 11 top officials from the Department of Homeland Security
US considers ending invasive airport security checks
http://www.telegraph.co.uk/news/worldnews/northamerica/usa/8151940/US-considers-ending-invasive-airport-security-checks.html
Don't accept what Pistole is saying. He doesn't know when or what will change only that they are reviewing it.
Do not give away your greatest opportunity to get rid of this invasive garbage all together.
Look what the cops say to the TSA about Matt Kernan.
He didn't have to get searched to come into the country.
Homeland Security's TSA has just been made a very expensive joke!
As well as a violation of your civil rights!
If you subject yourself to it, remember demand they change their gloves.
He urged travellers not to heed calls for a boycott tomorrow of the new Advanced Imaging Technology machines, which have so far been introduced at about 20 per cent of the country's 2,100 airport security lanes, arguing it would cause unnecessary disruption for other travellers.
The day before the annual Thanksgiving holiday on Thursday traditionally sees the highest volume of passengers in a single day, while 24 million people are expected to fly over the extended holiday period.
Mr Pistole however refused to indicate what changes would be made and when. He reminded Americans that the new measures had been introduced in response to the failed attack on a passenger jet bound for Detroit by the "underwear bomber" last Christmas Day.
Beating the TSA: How a determined passenger spent hours arguing his rights before being waved through the checks
http://www.dailymail.co.uk/news/article-1332276/Beating-TSA-How-determined-passenger-spent-hours-arguing-rights-waved-checks.html
'We walk over to the staff entrance and he scans his badge to let me through. We walk down the long hallway that led back to the baggage claim area. We skip the escalators and moving walkways.'
He was then waved away by annoyed officers and said: 'In order to enter the US, I was never touched, I was never “Backscatted,” and I was never metal detected.
'In the end, it took 2.5 hours, but I proved that it is possible. I’m looking forward to my next flight on Wednesday.'
Don't accept what Pistole is saying. He doesn't know when or what will change only that they are reviewing it.
Do not give away your greatest opportunity to get rid of this invasive garbage all together.
Look what the cops say to the TSA about Matt Kernan.
He didn't have to get searched to come into the country.
Homeland Security's TSA has just been made a very expensive joke!
As well as a violation of your civil rights!
If you subject yourself to it, remember demand they change their gloves.
He urged travellers not to heed calls for a boycott tomorrow of the new Advanced Imaging Technology machines, which have so far been introduced at about 20 per cent of the country's 2,100 airport security lanes, arguing it would cause unnecessary disruption for other travellers.
The day before the annual Thanksgiving holiday on Thursday traditionally sees the highest volume of passengers in a single day, while 24 million people are expected to fly over the extended holiday period.
Mr Pistole however refused to indicate what changes would be made and when. He reminded Americans that the new measures had been introduced in response to the failed attack on a passenger jet bound for Detroit by the "underwear bomber" last Christmas Day.
Beating the TSA: How a determined passenger spent hours arguing his rights before being waved through the checks
http://www.dailymail.co.uk/news/article-1332276/Beating-TSA-How-determined-passenger-spent-hours-arguing-rights-waved-checks.html
'We walk over to the staff entrance and he scans his badge to let me through. We walk down the long hallway that led back to the baggage claim area. We skip the escalators and moving walkways.'
He was then waved away by annoyed officers and said: 'In order to enter the US, I was never touched, I was never “Backscatted,” and I was never metal detected.
'In the end, it took 2.5 hours, but I proved that it is possible. I’m looking forward to my next flight on Wednesday.'
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